Funding Resources

The lists of loans and grants below are updated regularly. Please review the lists carefully, and if you would like assistance with an application for one or more of the loans or grants listed, please complete the Business Counseling Request Form at the bottom of this page.

Loans for Small Business Owners & Entrepreneurs

For free assistance with applying for these loan programs, please fill out our business counseling request form. We recognize the challenges of being an entrepreneur or a small business owner. We are here to help.

SBA Loan Programs

SBA 7(a) Loans

SBA 504 Loans

SBA Microloans

CDFI Loan Programs

Greater Newark Enterprises Corporation (GNEC)

Local Initiatives Support Corporation (LISC)

New Jersey Economic Development Authority (NJEDA)

New Jersey Community Capital (NJCC)

UCEDC Virtual Incubator Program
*check back for program availability*

UCEDC Next Step Small Business Loan
*0% Interest Loans for Established Small Businesses*

UCEDC Microloans

UCEDC Rapid Response Loan Program

UCEDC  Prime Lock Loan Program

Lender Match Programs

SBA Lender Match

Tory Burch Foundation Capital Program

Crowdfunded Loan

KIVA – 0% Interest Loans up to $15k

Grants for Small Business Owners & Entrepreneurs

In addition to the funding opportunities on this page, below, we have a robust offering of funding webinars.

Upcoming Deadlines

BLOC Foundation Construction Training Program
(Eligibility Questionnaire)

$20k Kitty Fund for Mom Business Owners (April 14 2026)

Neurodiverse Entrepreneur Program (April 15 2026)

Skip’s $10k 2026 Spring Grants (April 17 2026)

Breva Thrive Grant (April 30 / July 31 / October 31 2026)

Halstead Grant (May 1st 2026)

quickbooks & mailchimp Small Business Hero Program (May 15 2026)

The Changing the Game Grant (July 31 2025)

Monthly Deadlines

$2,000 Sallie Mae Scholarship (Deadline: Monthly)

Quarterly Deadlines

Main Street America & T Mobile Hometown Grant Program (Quarterly)

Cécred x BeyGOOD Fund (5x’s per year)

Start.Pivot.Grow. Grant (Quarterly)

Breva Thrive Grant

Annual Programs

The Halstead Grant

Get Nearshored​ $15,000 Manufacturing Grant

(Deadline June 1 & November 1s / Winners Announced June 15 & November 15)

Ongoing Programs

Verizon Small Business Digital Ready Program

NJSHARES Utility Bill Assistance Program

NJEDA NJ Accelerate

NJEDA Small Business Improvement Grant

NJEDA Small Business Lease Grant

NJEDA eCommerce Support Program

NJEDA Small Business Liquor License Grant

NJEDA-Golden Seeds Angel Investment Resources

All NJEDA Financing and Incentives Programs

Etsy Disaster Relief Grant Application

AACCNJ Small Business Bonding Readiness Assistance (Free 8-Week Program)

The Catalyst Fund by Roddenberry Foundation

Single Mom Stimulus Grant

Komen Financial Assistance Program

Draper Richards Kaplan Foundation

Helping Growth-Stage Businesses Succeed by Rutgers Business School

Pulitzer Center Reporting Grants & Fellowships

Warrior Rising Vettrepreneur Grant

Entrepreneurship Bootcamp for Veterans’ Families

Kitty Fund Mother-Led Business Grant

Vision Maker Media Grants

Small Business Innovation Research (SBIR) Program

Small Business Readiness for Resiliency Program

Closed, Future Dates TBD

Fresh Start Business Grant – Bizee

Young Entrepreneur Scholarship- Bizee

Launch Blue Pre-Seed Accelerator Program for Startups

Veteran Shark Tank Pitch Competition

Inner City Capital Connections

Funding Webinars

In addition to the funding opportunities on this page, we have a robust offering of funding webinars. Please visit our Class Schedule for more information.

To request counseling from the WCEC, please complete the form below.

If you are located outside of NJ, please visit https://www.sba.gov/tools/local-assistance/wbc to find the Women’s Business Center near you.

The WCEC serves only those counties included in the drop down menu. If you are located in NJ but you are not on one of the 14 counties listed, please visit www.laeda.com for assistance.