Funding Resources

The lists of loans and grants below are updated regularly. Please review the lists carefully, and if you would like assistance with an application for one or more of the loans or grants listed, please complete the Business Counseling Request Form at the bottom of this page.

Loans for Small Business Owners & Entrepreneurs

For free assistance with applying for these loan programs, please fill out our business counseling request form. We recognize the challenges of being an entrepreneur or a small business owner. We are here to help.

SBA Loan Programs

SBA 7(a) Loans

SBA 504 Loans

SBA Microloans

CDFI Loan Programs

Greater Newark Enterprises Corporation (GNEC)

Local Initiatives Support Corporation (LISC)

New Jersey Economic Development Authority (NJEDA)

New Jersey Community Capital (NJCC)

UCEDC Virtual Incubator Program
*Upon completion of the incubator program, participants will receive forgivable loans of up to $10,000 at 0% interest*

Lender Match Programs

SBA Lender Match

Tory Burch Foundation Capital Program

Crowdfunded Loan

KIVA – 0% Interest Loans up to $15k

Grants for Small Business Owners & Entrepreneurs

In addition to the funding opportunities on this page, below, we have a robust offering of funding webinars.

Upcoming Deadlines

IMG Leave Your Mark Grant (September 12 2025)

Poker Power x IFW $100,000 “Power Play” Small Business Grant (September 26 2025)

DoorDash Local Business Disaster Relief Fund (September 29 2025)

Galaxy Grant (September 30 2025)

AT&T Small Business Contest (September 30 2025)

Square Cornerstone Grant (September 30 2025)

Faire Small Business Grant (September 30 2025)

Intuit Quickbooks x Mailchimp Small Business Hero (November 14 2025 / February 14 2026 / May 15 2026) 

Monthly Deadlines

$2,000 Sallie Mae Scholarship (Deadline: Monthly)

Quarterly Deadlines

Main Street America & T Mobile Hometown Grant Program (Quarterly)

Cécred x BeyGOOD Fund (5x’s per year)

Start.Pivot.Grow. Grant (Quarterly)

Annual Programs

The Halstead Grant (Deadline: May 1st 2026)

Get Nearshored​ $15,000 Manufacturing Grant

(Deadline June 1 & November 1s / Winners Announced June 15 & November 15)

Ongoing Programs

NJSHARES Utility Bill Assistance Program

NJEDA Small Business Improvement Grant

NJEDA Small Business Lease Grant

NJEDA eCommerce Support Program

NJEDA-Golden Seeds Angel Investment Resources

All NJEDA Financing and Incentives Programs

Etsy Disaster Relief Grant Application

AACCNJ Small Business Bonding Readiness Assistance (Free 8-Week Program)

The Catalyst Fund by Roddenberry Foundation

Single Mom Stimulus Grant

Komen Financial Assistance Program

Draper Richards Kaplan Foundation

Helping Growth-Stage Businesses Succeed by Rutgers Business School

Pulitzer Center Reporting Grants & Fellowships

Warrior Rising Vettrepreneur Grant

Entrepreneurship Bootcamp for Veterans’ Families

Kitty Fund Mother-Led Business Grant

Vision Maker Media Grants

Small Business Innovation Research (SBIR) Program

Closed, Future Dates TBD

Fresh Start Business Grant – Bizee

Young Entrepreneur Scholarship- Bizee

Launch Blue Pre-Seed Accelerator Program for Startups

Veteran Shark Tank Pitch Competition

Inner City Capital Connections

Funding Webinars

In addition to the funding opportunities on this page, we have a robust offering of funding webinars. Please visit our Class Schedule for more information.

To request counseling from the WCEC, please complete the form below.

If you are located outside of NJ, please visit https://www.sba.gov/tools/local-assistance/wbc to find the Women’s Business Center near you.

The WCEC serves only those counties included in the drop down menu. If you are located in NJ but you are not on one of the 14 counties listed, please visit www.laeda.com for assistance.